Court of Protection
What is the Court of Protection?
The Court of Protection makes orders relating to finances and property and/or health and welfare matters for a person who lacks capacity to make decisions.
The Court’s most common type of order appoints a deputy to manage the financial and property affairs of a person who does not have capacity to make these types of decisions for themselves.
Many people make a Lasting Power of Attorney (LPA) to allow an attorney to make decisions if they need assistance with these matters (immediately or in the future). However, if a person has lost capacity through illness or accident, or if the person has never had capacity due to lifelong disabilities, a LPA would not be possible and an application to the Court of Protection would be needed to appoint a deputy.
Most Court of Protection orders relate to property and finances, but the Court can also make orders in relation to health and welfare matters. It is unusual for a health and welfare deputy to be appointed, as generally the Court makes orders to deal with a particular decision that needs to be made – such as about where a person who lacks capacity should live, or in relation to medical treatment. Many types of health and welfare decision can be made in a person’s ‘best interests’ under section 5 of the Mental Capacity Act 2005, so the Court is often involved in cases where there is a dispute about the decision. This could be between family members, or it may involve social care and/or medical professionals.
It should be noted that a person with limited finances made up of state pension or benefits income may not need a deputy. The Department for Work & Pensions (DWP) can agree for an appointee to act to manage benefits without the need for a LPA or deputy order from the Court of Protection. However, being an appointee is very limited role, and does not permit access to bank accounts, private pensions or other finances/property.
Mullis & Peake LLP has a specialist Court of Protection department acting for many clients as deputy or attorney, and also advising on Court of Protection matters.
Samantha Hamilton, Head of Court of Protection team at Mullis & Peake, said:
“Applications to the Court of Protection can take a long time to be dealt with. At the time of writing applications take around nine months for an order appointing a deputy to be received. This should be an incentive for those able to make a LPA to do so, as it allows for a person to act as attorney quickly when assistance is needed. A lengthy wait for the appointment of a deputy means that they may be no access to funds or authority to assist with financial matters for many months.”