It’s always advisable to have your own survey carried out on the property because that will give information about the condition of the property. And you have to remember, when you’re buying a house that you buy it in the condition it’s in and the seller is not under any obligation to put anything right in connection with that. That’s slightly different from a mortgage valuation where the lender will go in, will send a valuer, and basically decide on the value of the property based on the condition but will not give you any detailed information about the property. The valuation is merely to ensure that that property is worth what the lender is going to let you borrow.
